Archive for August, 2010

Isn’t it too early for snow-blowers?!?

I was walking through Lowes yesterday and noticed that the lawn equipment area was filled with SNOW BLOWERS!  Really?  August 21st is when people start breaking out the snow blowers???  I’m not in Alaska – I’m in southern New Hampshire!  We won’t have snow for another 2 to 3 months!  I guess it’s only fair since they put the riding mowers out in February when we have 18 inches of snow on the ground!!!

Orange is yellow? Yellow is white??

Why do they call orange American Cheese “yellow”?  And then they call yellow American Cheese “white”?!?  I don’t get it.  Is that just a trick to get husbands in trouble for trying to be nice and do the grocery shopping??  Can anyone really taste the difference between orange American Cheese and yellow American Cheese???

TD Bank promotes overdraft fees as an “essential service”!

TD Bank (my soon-to-be EX-bank) has been promoting their “TD Debit Card Advance” ever since new legislation made it illegal for them to force overdraft protection on Debit cards without authorization of the account owner.

TD Bank's ad for "TD Debit Card Advance"

TD Bank’s ad for “TD Debit Card Advance”

This is how it works:

  1. You attempt to purchase something using your ATM/Debit card
  2. You don’t have enough money in the account (for whatever reason) to cover the charge
  3. TD Bank “loans” you the money to complete your purchase
  4. TD Bank charges you $35
  5. And the best part is this – you won’t find out about the overdraft for a few days, so you’ll keep using your card and incurring more overdraft charges until you realize your account went into the red!

TD Bank is SO AFRAID of losing that $35 overdraft fee that they’re trying to hype this “TD Debit Card Advance” as a feature that you desperately need so you can go on living your normal life!  They think you’d rather pay them $35 than to be “embarrassed” while buying bread at the grocery store!

It would be one thing if they only mentioned once or twice that there is this new requirement that you have to sign up for by August 14th if you want to continue with this form of “overdraft protection”, but they’ve been hounding us for months now.  I can’t imagine how much money they’ve spent on trying to promote this idiotic “service”!?!

If you are a TD Bank customer, I urge you to consider the kind of company you’re trusting your money to.  Are they looking out for you, the customer?  Or do they really only have their own interests in mind???